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Savvvyy Insurance Brokers Private Limited- Terms and Conditions

Effective Date: 1st April 2024

These Terms and Conditions (“Terms”) govern your use of the Savvvyy Insurance Brokers Private Limited website (the “Website”) and our services. By accessing or using the Website, you agree to be bound by these Terms.

1. Use of the Website

You may only use the Website for lawful purposes. You agree not to:
  • Use the Website to transmit any unlawful, harmful, or offensive content.
  • Interfere with the Website’s operation or security.
  • Attempt to gain unauthorized access to the Website or its systems.
  • Violate any applicable laws or regulations.

2. Insurance Services

We act as an intermediary between you and insurance companies. We cannot guarantee that you will be approved for any insurance policy. The final decision on your application rests with the insurance company. We are not responsible for any actions or omissions of insurance companies.

3. Information Collection and Use

We collect and process your personal data in accordance with the Digital Personal Data Protection Act, 2023 (“DPDP Act”). The types of data we collect and how we use it are described in our Privacy Policy. By using our Website, you consent to the collection, use, and disclosure of your personal data as described in our Privacy Policy.

4. Your Rights

You have certain rights under the DPDP Act, including the right to access, correct, or delete your personal data, and the right to object to or restrict the processing of your personal data. To exercise these rights, please contact us as outlined in our Privacy Policy.

5. Data Security

We implement reasonable security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.

6. Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

7. Cross-Border Data Transfers

We may transfer your personal data to countries outside India. In such cases, we will ensure that appropriate safeguards are in place to protect your data.

8. Disclaimer of Warranties

The information on the Website is provided “as is” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Limitation of Liability

To the fullest extent permitted by law, Savvvyy Insurance Brokers Private Limited shall not be liable for any direct, indirect, incidental, consequential, or exemplary damages arising from your use of the Website, sharing of personal data or our services or of any kind.

10. Indemnification

You agree to indemnify and hold Savvvyy Insurance Brokers Private Limited harmless from any claims, damages, liabilities, costs, and expenses arising from your use of the Website or violation of these Terms.

11. Intellectual Property

The content on the Website, including but not limited to text, images, and logos, is protected by copyright and other intellectual property laws. You may not use, reproduce, or distribute any such content without our prior written consent.

12. Termination

We may terminate your access to the Website at any time without notice, for any reason, including but not limited to violation of these Terms.

13. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka, India.

14. Entire Agreement

These Terms constitute the entire agreement between you and Savvvyy Insurance Brokers Private Limited and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.

15. Contact Us

For any questions about these Terms, please contact us at insurance@savvvyy.com or +91 90407 47279.